InsurTech weekly - Will artificial intelligence enhance or disrupt ?

_{1/ How insurance players might benefit from AI}

The first article, published by McKinsey, explores the impact of artificial intelligence on the insurance market. Embracing an investor standpoint. It starts with a reminder, that 3/4 of all PE deals are done around the distribution part of the value chain. Then, it lists the three waves of artificial intelligence, including Agentic AI as the last one. Ultimately, it highlights how several parts of the market (or kind of players) could benefit from these technologies.

_{2/ Is AI killing the SaaS market ?}

The second article is an essay Simon Taylor put together on the recent drop public SaaS players faced. This follows a growing concern that AI-first players might disrupt software providers. A trader even introduced the word "SaaSpocalypse" to describe these concerns. Following artificial intelligence, LLM and Agentic AI more recently, software providers are threatened by new customers' habits, growing models capacities and deeper integrations in daily workflows and tools !

_{3/ How much AI is reshaping the job market, so far}

The third article, published in The Economist, details how the job market has evolved since LLM were introduced. As the market is increasingly worried about AI replacing employees, the article shares trends and figures, based on the US market, on how different functions have surged or dropped in terms of employment.